As we carry our Smartphones everywhere and is easily reachable, then why not make it your credit card and make payments through it. This is an intriguing idea and it is made possible through Google’s next project Android Pay and could be will be available as soon as next week.

With Android Pay, Google opens a new payment option for Android users. All you need is an Android Phone with NFC functionality. To use Android Pay all you need is to choose an Android device with NFC, add your credit or debit cards, and you’re all set. Android Pay enables in-app purchases and you can also shop at stores wherever NFC machine is available.

Now you no longer need to carry your card or look into your wallet for cash. With Android Pay you can simply unlock your phone, place it near a contactless terminal, and you’re good to go. You don’t even need to open an app. You can just tap and pay. Android Pay also enables you to pay for the in-app purchases within an Android app.

Android Pay was announced at the recent Google I/O the platform can be expected to launch in the US. It was announced to be launched late this year but a notice from a McDonald’s store reports this facility could start as soon as next week.

Google claims extra layers of security for your checkouts. Android Pay doesn’t send your actual credit or debit card number with your payment but instead a virtual account number is used to represent your account information. Android Pay enables you to keep track of your your purchases. Plus, you can use Android Device Manager to instantly lock your device from anywhere, secure it with a new password, even wipe it clean of your personal information if it gets stolen.

With loyalty points becoming popular, you can earn loyalty points with purchases and offers are automatically applied at checkout too. Android Pay will support all the major stores and apps in the market.

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